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Contributed by Mike Kitts
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 Fair Trade Coffee Ama Kade harvests cocoa pods in Ghana. Kanya Osori grows rice in northeastern Thailand. Palemon Cuno Surco creates traditional Peruvian pottery in a small village near Cusco. They live thousands of miles away from each other, speak different languages and their cultures couldn’t be more different. But they do have something in common: people in Taos, New Mexico, and Media, Pennsylvania, want to buy their goods and pay them a fair price. So do the people in Amherst, Massachusetts, and Milwaukee, Wisconsin. These communities are part of a small but growing group committed to supporting fair trade, so much so that they’ve gone through the steps to become recognized as Fair Trade Towns. |
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Contributed by NotYourDaddy
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 Evil Oil Companies?
However, the actual dollar amount of profits is not as relevant as the ratio of profit to expense, which includes the costs of research and development as well as the ordinary costs of doing business. Overall, oil companies have a slightly higher than average profit margin, but not nearly as high as some other industries, like pharmaceuticals, banks, financial services, telecom, software, and the food and beverage industries. According to U.S. News & World Report, "if you exclude the financially troubled auto industry from that analysis, the oil industry actually appears less profitable than most manufacturers, which were earning 9.2 cents on every dollar of sales." |
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Contributed by Tracy Piercy
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 Saving Money ?
Last week, an online article in the Wall Street Journal claimed that we need to save more money - even if the interest on the savings won't keep up with inflation. This same article also restated the obvious: “we live in a culture fueled by spending and credit.”
This is double talk and misses the whole point of why America is headed for recession. Wealth is created with credit. The government knows it, the banks know it, corporations know it and the wealthy know it. With credit, there is access to money to spend which increases corporate earnings, which increases tax revenue, both of which provide jobs and, therefore more income for workers to spend which continues this profit cycle. |
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Contributed by Christian-Jacobsen
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 House for Sale
First off, prepare your home so that it looks great. When there are 20 of the same type of home in similar neighborhoods, you need to make yours stand out. Read up on home staging tips, look around at what else is for sale, and then get your house into shape. This will mean doing extensive cleaning, clearing out some cluttering possessions, and probably making a few minor repairs. Consider getting some of the common inspections buyers like to do done before you even put the house up for sale. Then you'll know what your home needs, if anything, and can do the work so a buyer doesn't have to. |
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Contributed by Nisha Garg
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 Your Brand
A brand is a powerful tool in your hands, a visual image that encapsulates a perceived value associated with your company, product or service by customers and potential customers. As competition intensifies, small business owners are realizing the power of branding through private label as part of an ingenious business strategy.
Owning your brand is not only an alluring marketing and sales tool, it makes good small business sense. Wholesalers of private label products offer resellers and diverse others the opportunity to build recognition for their own company and product, as well as develop customer loyalty. With a lead on identity and a secure on loyalty, new and repeat sales are sure to follow, given that your product meets consumer expectations. The bottom line is: You will drive your revenues and increase profits through the use of private labels. |
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