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Contributed by Tracy Piercy
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 Saving Money ?
Last week, an online article in the Wall Street Journal claimed that we need to save more money - even if the interest on the savings won't keep up with inflation. This same article also restated the obvious: “we live in a culture fueled by spending and credit.”
This is double talk and misses the whole point of why America is headed for recession. Wealth is created with credit. The government knows it, the banks know it, corporations know it and the wealthy know it. With credit, there is access to money to spend which increases corporate earnings, which increases tax revenue, both of which provide jobs and, therefore more income for workers to spend which continues this profit cycle. |
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Contributed by Christian-Jacobsen
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 House for Sale
First off, prepare your home so that it looks great. When there are 20 of the same type of home in similar neighborhoods, you need to make yours stand out. Read up on home staging tips, look around at what else is for sale, and then get your house into shape. This will mean doing extensive cleaning, clearing out some cluttering possessions, and probably making a few minor repairs. Consider getting some of the common inspections buyers like to do done before you even put the house up for sale. Then you'll know what your home needs, if anything, and can do the work so a buyer doesn't have to. |
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Contributed by Nisha Garg
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 Your Brand
A brand is a powerful tool in your hands, a visual image that encapsulates a perceived value associated with your company, product or service by customers and potential customers. As competition intensifies, small business owners are realizing the power of branding through private label as part of an ingenious business strategy.
Owning your brand is not only an alluring marketing and sales tool, it makes good small business sense. Wholesalers of private label products offer resellers and diverse others the opportunity to build recognition for their own company and product, as well as develop customer loyalty. With a lead on identity and a secure on loyalty, new and repeat sales are sure to follow, given that your product meets consumer expectations. The bottom line is: You will drive your revenues and increase profits through the use of private labels. |
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Contributed by Klaus H Hemsath
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 Triple Threat
Future generations will have to pay dearly for the failure of previous national governments to eliminate carbon dioxide emissions and to change world energy supplies. Our dependence on fossil fuels must be terminated completely within the next three to four decades or the world will self-destruct.
Let's us look at the facts that lead to these frightening conclusions. |
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Contributed by Danna Schneider
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 Bear Strearns = BS
A combination of factors have created a very volatile stock market, housing market, increasing inflation and cost of living, and a faltering job market, but one key component of a failing economy plays an intangible role in facilitating and perpetuating economic instability.
That component is human fear. We can't help it, we've evolved with fear as one of our main emotions, and the media and our surroundings have only helped it along by declaring "the sky if falling" with it's seemingly nonstop doomsday headlines.
Heck, you can't read your email without seeing the headlines on the side declaring that we are headed for worse times before they get better, costs are skyrocketing, foreclosures are at an all time high, gas prices are astronomical, and basically that everything is working against us right now. |
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